Looking for a commercial mortgage?

Commercial mortgage can help you buy or improve your company premises.

What is a commercial mortgage?

A commercial mortgage – sometimes called a “commercial property mortgage” or “commercial property loan” – is quite simply a mortgage that’s secured against a commercial property. Commercial properties are properties that house businesses or operate as investments, like an office building or block of flats.

What can we do for you?

We can arrange commercial mortgages to meet most situations and have the expertise to source the most suitable product that not only meets the client’s needs but also provides a competitive package.

When you require a commercial mortgage

You may require or benefit from a commercial mortgage if you’re a:

  • Business owner-occupier who wants to buy a property and use it as trading premises for your business
  • Commercial property investor who wants to buy a property and let it out to a business you don’t own
  • Residential property investor who wants to buy a multiunit freehold block to let to tenants
  • A commercial or residential property owner with a varied portfolio of properties who wants to remortgage under one potentially cheaper mortgage.

What Kinds of Properties Require a Commercial Mortgage?

Properties and land often used as security for commercial mortgages include:

  • Office buildings
  • Warehouses/industrial units
  • Shopping centres/shops
  • Care homes
  • Nursing homes
  • Dentist
  • Doctor’s Surgeries
  • Veterinary practices
  • Pharmacies
  • Blocks of flats
  • Hotels/guest houses
  • Agricultural land
  • Funeral Parlours